Gifting Guide

If you would like to:

Consider:

Other ways it may be a benefit:

Make a gift now

Donating cash

+ Eligible for a charitable deduction, if your tax situation allows

Make a gift now without depleting cash reserves

Making an IRA Qualified Charitable Distribution

+ Excluded from taxable income

Make a gift now without depleting cash reserves

Donating appreciated:
Securities
Real property

+ Avoid capital gains
+ Eligible for a charitable deduction, if your tax situation allows

Make a gift now without depleting cash reserves

Donating grain or livestock

+ Value is excluded from income and self-employment tax
+ Eligible for a charitable deduction, if your tax situation allows
+ Deductible production expenses

Make a gift now and in the future: use accumulated assets to grow a fund for giving

Creating a Donor Advised Fund

+ Avoid up-front capital gains for appreciated assets
+ Eligible for a charitable deduction, if your tax situation allows
+ Avoid taxes on the fund’s growth

Make a gift that can be cashed now or will be a significant gift in the future for a modest cost

Naming a charitable owner and beneficiary for a paid up life insurance policy

+ Eligible for a charitable deduction, if your tax situation allows

Make a significant gift in the future and still support yourself and your family

Making a bequest in a will or trust

+ Retain control of your assets during your lifetime
+ Reduce potential estate taxes for your heirs

Make a significant gift in the future while continuing to make withdrawals

Naming a charitable beneficiary for your Retirement Plan Assets

+ Reduce income taxes and potential estate tax for heirs
+ Pass other more favorably taxed property to your heirs

Make a significant gift in the future, while receiving lifetime income

Charitable Gift Annuity

+ Avoid up-front capital gains tax on appreciated assets
+ Eligible for a charitable deduction, if your tax situation allows
+ Partially tax-free income
+ Could improve the return on your assets